(240) 850-3502

burkesbookkeeping73@gmail.com

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Fractional CFO Services in Hagerstown, MD

There’s a gap between having a bookkeeper and being able to afford a CFO, and
most small businesses sit in it for years. You know what you spent last month. You don’t know whether you can afford to hire, whether that big contract is actually profitable, or what your cash looks like in ninety days. Scott has owned businesses across retail, automotive, and logistics, so the guidance comes from someone who’s had to make those calls with his own money.

Cash flow forecasting
Profitability analysis
Budgeting and financial strategy
Growth and hiring decisions
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(240) 850-3502

What’s Included in Your CFO Support

The financial guidance a full-time CFO would give you, at a fraction of the cost and without the hire.

Cash Flow Forecasting

A clear view of what your cash looks like thirty, sixty, and ninety days out, so you stop finding out about a shortfall the week it happens.

Profitability Analysis

Which jobs, clients, and services actually make you money, and which ones only look like they do once you account for what they really cost.

Budgeting & Strategy

An annual budget you’ll actually use, with quarterly check-ins to see where you’re off and what to adjust while there’s still time.

Growth Decisions

Can you afford to hire? Should you take on that contract? Buy the equipment or lease it? Real answers backed by your own numbers.

Maryland Harbor
WHO WE WORK WITH

Industries We Serve

Every industry has different margins and different cash cycles. We know what to look for in yours.

HOW IT WORKS

Our Process

Four steps to knowing where your business actually stands.

1

Discovery Call

We talk through your business, what decisions you're facing, and where the numbers aren't giving you answers. It's free, and there's no pressure to sign anything.
2

Financial Review

We go through your books, statements, and cash position to see what's actually happening underneath the day-to-day. Often this surfaces things nobody knew to look for.
3

Build the Model

Cash flow forecast, budget, and the handful of numbers that actually drive your business. Built around how you operate, not a generic template.
4

Ongoing Guidance

Regular check-ins to review where you are against the plan and work through decisions as they come up. You get a sounding board who knows your numbers.
Service Areas

Fractional CFO Around Hagerstown

Scott works with small businesses across Washington and Frederick counties in Maryland, Franklin County in Pennsylvania and the West Virginia Eastern Panhandle. Pick a town to see how fractional CFO support works there.

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HagerstownWilliamsportBoonsboroSmithsburgHancockFrederickGreencastleWaynesboroChambersburgMartinsburgShepherdstown

Frequently Asked Questions

Common questions about working with us.

What exactly does a fractional CFO do?
The same work a full-time CFO does, just not full-time. Forecasting cash,
building budgets, figuring out what's actually profitable, and being the person you call before making a decision instead of after.
How is this different from bookkeeping?
Bookkeeping records what already happened. CFO work uses those records to decide what happens next. You need the first to get the second, which is why having both under one roof works well.
My business feels too small for this. Is it?
Probably not. If you're making decisions about hiring, pricing, equipment, or whether you can afford to grow, you're already doing CFO work. The question is whether you're doing it with real numbers or with a gut feeling.
How often would we actually talk?
Depends on what's going on. Some clients want monthly; others want quarterly with a call when something comes up. We'll set a rhythm that fits how you
operate.
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